The Founder

Dr. Muddassar Rasheed Malik

Dr. Muddassar Rasheed Malik is an expert in risk governance, financial performance, bank risk, and banking regulation, with a strong research background in corporate governance and financial risk management. He holds a PhD in Economics and Finance from Cracow University of Economics, where his dissertation focused on the impact of risk governance on the performance of OECD banks.

As the Founder and Managing Director of Number Your Risk, Dr. Malik has built a specialized risk governance consulting platform that helps businesses assess how employees affect financial outcomes and corporate risks. His work integrates data-driven risk analysis and insights from his research on risk governance, financial performance, bank risk, and banking regulation.

Dr. Malik has an extensive international research portfolio, having been invited research fellow and visiting scholar at leading institutions such as Copenhagen Business School (Denmark), Universidad Carlos III de Madrid (Spain), Maastricht University (Netherlands), University of Bologna (Italy), George Washington University (United States), and Queensland University of Technology (Australia). His research has been published in high-impact journals, including the Journal of Financial Regulation and Compliance, Springer’s Banking and Corporate Governance Series, Journal of Risk Governance and Control: Financial Markets & Institutions, and he has presented at major conferences like the Wolpertinger Conferences on Banking & Finance (Europe), World Finance & Banking Symposium and Conferences (Europe and United States) and the Risk Governance Annual Conferences (Germany) among others and has been participant in 4th ICGS Annual Conference (China), European Accounting Review Annual Conference (Spain), and European Accounting Association conference (Norway).

Dr. Malik’s research has attracted generous funding from various universities and foundations.

Dr. Malik’s academic background covers Asia, Europe, North America, and Australia with doctoral, master and bachelor degrees in Economics and Finance (Poland), International Business Administration and Foreign Trade (Germany), Finance (Cyprus), Business Administration (Cyprus), and Commerce (Pakistan) respectively.

With a career spanning research, teaching, and corporate risk assessment, Dr. Malik brings a strategic, research-based approach to risk governance. Through Number Your Risk, he aims to provide innovative, data-driven solutions for businesses looking to enhance their financial stability and risk governance structures.

Professional Experience

Before founding Number Your Risk (www.numberyourrisk.com), Dr. Malik has extensively conducted in-depth research on risk governance, financial performance, bank risk, and financial regulation. He has supervised number of projects in accounting and finance contributing to corporate governance and risk-related projects. He has also held visiting faculty positions at various universities where he taught several accounting and finance courses.

Industry Impact and Thought Leadership

With over a decade of experience in financial risk research, Dr. Malik is committed to helping companies identify key personnel risks affecting their financial outcomes through data-driven risk governance assessments.

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